Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. What to Expect in the Next Four Years With a new administration, things will change, but no one knows exactly how. Here’s a little insight. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process.